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Refinance Lead Data

Refinance leads, before your competitors find them.

Our AI model identifies homeowners ready to refinance, then delivers DNC-scrubbed, call-ready records with exact loan data, AVMs, and custom fields built around your dialer.

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Lead dataLead queue
Table viewFilter 2 DNC scrubbed
HomeownerProgramIntent
Sarah MitchellVA IRRRL94
James OrtegaCash-out91
Linda KowalskiFHA Streamline88
Marcus ThompsonConventional83
Priya ShahVA IRRRL79
Robert NguyenFHA Streamline74
Elena VasquezCash-out71
Showing 7 of 1,224Next delivery 6:00 AM

Predictive timing

Call when homeowners are actually shopping.

Rate gaps, equity, loan age, and behavior signals combine into a single intent score. Our model flags refinance windows early, so your agents reach homeowners before aged lists do.

  • 10M+ refinance signals processed monthly
  • Intent scored and ranked for every record
  • Fresh records, not recycled lists
Refinance intent · Sarah M.Window open
16 weeks agoToday

Enriched records

Every record arrives ready to work.

Phones, emails, exact loan balance and rate, AVM property value, servicer, origination details, and 40+ optional premium fields configured to your campaign.

  • Exact loan data, not guesses
  • AVM values and equity position
  • Custom fields mapped to your dialer
Lead queueSarah Mitchell

Sarah Mitchell

Phoenix, AZ 85016 · Single-family

VA IRRRL

Loan balance

$312,400

Current rate

6.875%

Property value (AVM)

$468,000

Equity / LTV

$155,600 · 67%

Servicer

Regional servicer

Originated

Mar 2023 · 30-yr fixed

Lien position

First

Phone

(602) 555-0118 · mobile

Delivery

Delivered the way your floor runs.

CSV, API, or direct CRM integration, on the schedule your team dials. Typical turnaround is 24 hours from order to delivery.

  • Daily file drops or real-time API
  • Direct push to your CRM or dialer
  • Formats built around your fields
Loan balanceCurrent rateAVM valueEquity / LTVServicerLoan ageMobile phoneIntent score+32 more
CSV file
API
CRM / dialer
Programs

Every refinance program you work.

Filter by program, market, equity, and loan characteristics to match your licensing and targeting rules.

VA IRRRL

Veterans with VA loans where a streamline refinance could lower their rate or payment.

FHA Streamline

FHA borrowers positioned for a streamline refinance with reduced documentation.

Cash-out

Homeowners with meaningful equity who are likely to tap it for debt or projects.

Conventional

Conventional borrowers whose rate, loan age, and equity point to a refinance.

Data fields

What's in every record.

Standard fields come with every lead. Premium fields are configured to your campaign.

Every lead includes

  • Full name & property address
  • Phone (mobile + landline)
  • Email address
  • Exact loan balance & interest rate
  • Equity position & LTV
  • Refinance intent score

Premium fields

  • Property value AVM
  • Current lender / servicer
  • Origination amount
  • Origination date and loan age
  • Prior discount points
  • Income and household profile overlays
  • Mortgage type, term, and lien position
  • Payment, taxes, insurance, and escrow indicators
  • Credit, equity, geography, and custom AI scoring signals
  • 40+ additional fields configured to your campaign
How it works

From signal to dial-ready lead.

  1. 1

    Model identifies intent

    Our prediction engine surfaces homeowners showing refinance-ready signals across rate shifts, equity positions, and timing patterns.

  2. 2

    Leads scrubbed and enriched

    Prospects are DNC-scrubbed, contact-verified, and enriched with exact mortgage, property, lender, and custom AI-scored data fields.

  3. 3

    Delivered to your workflow

    Leads arrive in your preferred format, by CSV, API, or direct CRM integration, ready for your dialer.

  4. 4

    Your team dials

    Agents work a queue ranked by intent, with the loan context they need on every call.

Compliance

Scrubbed before delivery. Yours to use responsibly.

Records are checked against the federal Do Not Call registry before they ship. Lead data is for licensed businesses conducting their own lawful outreach. It is not a consumer report and does not include consent to receive text messages.

Terms of Service Privacy Policy

Pre-delivery checks

Federal DNC registry

Phone verified

Duplicates removed

Fields validated

FAQ

Lead data questions, answered.

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Where does the data come from?
Our proprietary predictive model combines property, mortgage, and market signals to identify and score homeowners likely to be in a refinance window. Estimated figures are model-derived for prioritization, not verified or quotable loan terms.
Are the leads exclusive?
Volume, exclusivity, markets, and delivery schedule are set in your order. Tell us what you need and we'll build the plan around it.
Is the data DNC-scrubbed?
Yes. Every record is scrubbed against the federal Do Not Call registry before delivery. You're still responsible for your own internal suppression list and any state rules that apply to your outreach.
Can I text these leads?
Not unless you separately obtain each person's consent to receive texts. Lead data does not include texting consent.
How is lead data priced?
Lead data is quoted by volume, programs, markets, and fields, and billed as stated in your order. See our billing policy.
Is this a consumer report?
No. Refiready is not a consumer reporting agency, and lead data may not be used to determine eligibility for credit, insurance, employment, or housing.